Instant loan approval in 5mins, Fast Disbursal

icon icon icon One loan for all your financial needs.

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Enter a valid name
Enter a valid 10 digit mobile number
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Enter a valid monthly income
Enter a valid 6 digit pincode
You must agree before proceeding.
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Safe and secure
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Quick Process
Fast and easy application process.
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Fast Approval
Get funds as early as tomorrow.
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Low Interest
Save more with low interest rates.

Frequently Asked Questions

Got queries? We’ve answered the most common ones below to help you decide with confidence.

What is a credit score, and why is it important?
A credit score is a numerical representation of your creditworthiness. It's important because lenders use it to evaluate your ability to repay loans and determine your interest rates.
How can I check my credit score?
You can check your credit score for free through various credit reporting agencies or online services. Many financial institutions also provide this information to their customers.
What are the benefits of having a credit card?
Credit cards offer convenience, the ability to build credit, cashback or rewards, and can provide a safety net in emergencies.
What should I consider when choosing a credit card?
Consider your spending habits, interest rates, annual fees, rewards, and credit limit when selecting a credit card. Choose one that aligns with your financial goals.
What is a personal loan, and how does it differ from other types of loans?
A personal loan is a lump sum of money borrowed for various purposes, like debt consolidation or home improvements. It's typically unsecured, meaning it doesn't require collateral.

Overview

Average Percentage Rate (APR)

Lowcredit is a service arm of CredBuddha – a loan aggregator platform operated by Intexm Media Private Limited, a registered financial technology company that facilitates loan aggregation through RBI-regulated banks and NBFCs. You can secure an instant personal loan ranging from ₹10,000 to ₹15 Lakhs. Our preferred lenders offer interest rates starting at 11.99% p.a., and you can choose from a variety of flexible repayment plans, ranging from 3 months to 5 years. Use these funds for any financial needs you may have.

Example Calculation

The maximum Annual Percentage Rate (APR) can go up to 35%, depending on our RBI-approved lenders.

Why Choose the Cred Buddha App?

Your data is secure with us. It is transferred over a secure HTTPS connection, and we do not share it without your consent.

Instant Loan Eligibility with Cred Buddha
Steps to Apply for an Instant Loan
  1. Log in to the Lowcredit application.
  2. Provide your basic personal information.
  3. Specify the loan amount you need.
  4. Connect with RBI-approved lenders.
  5. Receive the funds directly in your bank account.

It's safe, instant, and reliable!

Our Lending Partners

Bajaj Finserv, LoanTap, Aditya Birla Capital, Bhanix, Fibe, Zype, Incred Finance, Poonawala Fincorp, Fatak Pay, Flexi Loans